Investment Returns

On this page you will be able to find the monthly and annual investment returns for the Alcoa of Australian Retirement Plan since inception in 2001.

Weekly crediting rates

From 1 February 2021, the plan introduced weekly crediting rates for all members. Weekly crediting rates allow for more frequent account value updates as well as greater flexibility for members who want to complete investment switches and investment strategy updates. Find out more about this change

Making an investment switch

You have the option make an investment switch within the Alcoa of Australia Retirement Plan. Please consider the following:

  • The effective date for investment switches to your future contributions is the day they are received by the Plan Administrator
  • If you have chosen to switch your current account balance to a different investment strategy, this will be processed once the crediting rates for the week have been declared.

To make an investment switch complete the 'Changing your Investment Options' form and return it to the Plan via email or post.

Investment switching and pension draw down strategy updates

The cut-off is 4pm each Tuesday. A switch request will be processed on the Wednesday following the week it is received. The week is determined from Tuesday (after 4pm) to Tuesday of the following week (before 4pm). Any request received within that window will be processed on the Wednesday of the following week. Note: All times noted in this member communication are AEST/AEDT.

We’re here to help

Before you make any changes to your investment strategy, we recommend you seek financial advice. If you have any questions about the investment returns or investment options within the Plan, please call the Helpline on 1800 355 028 or email us. 

 

2021/2022
2020/ 2021
2019/2020
2018/2019
2017/2018
2016/2017
2015/2016
2014/2015
2013/2014
2012/2013
2011/2012
2010/2011
2009/2010
Monthly returns for the financial years of 2008/2009, 2007/2008, 2006/2007, 2005/2006 and 2004/2005.


Annual performance - Defined benefit and Accumulation sections

The following table shows the effective rate of net earnings of each of the investment options (net of investment charges) each year since inception.

30 June DB Earning Rate Growth Equity Capital Stable Enhanced Cash
1994 8.60%        
1995 8.00%        
1996 10.90%        
1997 20.00%        
1998 8.70%        
1999 7.34%        
2000 11.82%        
2001 5.95%        
2002 -3.89% -3.99% -8.279% 1.04%  
2003 -0.14% -0.24% -4.64% 4.15%  
2004 12.70% 12.59% 16.26% 5.38%  
2005 13.51% 13.40% 15.53% 10.05%  
2006 15.53% 15.31% 19.50% 7.86% 5.05%
2007 15.35% 15.24% 18.59% 8.87% 5.31%
2008 -8.88% -8.97% -13.72% -1.77% 4.65%
2009 -11.44% -11.53% -18.49% -2.81% 3.45%
2010 9.32% 9.22% 11.76% 8.73% 6.00%
2011 9.87% 9.77% 11.45% 7.53% 6.15%
2012 0.88% 0.78% -2.53% 3.64% 3.96%
2013 16.43% 16.31% 21.05% 9.55% 4.23%
2014 13.94% 13.94% 17.81% 8.52% 3.06%
2015 7.94% 7.94% 9.56% 5.46% 2.52%
2016 2.26% 2.26% 1.38% 3.09% 2.00%
2017 11.83% 11.83% 15.15% 7.30% 2.38%
2018 9.37% 9.37% 12.25% 5.86% 2.02%
2019 5.99% 5.99% 7.30% 4.48% 2.13%
2020 -0.05% -0.05% -1.03% 0.83% 1.27%
2021 17.69% 17.69% 25.83% 8.25% 0.63%
Average annual compound return over the 5 years to 30 June 2021 8.80% 8.80% 11.55% 5.31% 1.68%
Average annual compound return over the 10 years to 30 June 2021 8.46% 8.44% 10.31% 5.67% 2.41%


Past performance is not necessarily an indication of future performance. Particular care should be taken in reviewing short term returns.

Annual performance - Retained benefit section

The following table shows the effective rate of net earnings of each of the investment options (net of investment charges) each year since inception.

30 June Growth Equity Capital Stable Enhanced Cash
2002 -3.99% -8.279% 1.04%  
2003 -0.24% -4.64% 4.15%  
2004 12.59% 16.26% 5.38%  
2005 13.40% 15.53% 10.05%  
2006 15.31% 19.50% 7.86% 5.05%
2007 15.24% 18.59% 8.87% 5.31%
2008 -8.97% -13.72% -1.77% 4.65%
2009 -11.53% -18.49% -2.81% 3.45%
2010 9.22% 11.76% 8.73% 6.00%
2011 9.72% 11.45% 7.49% 6.15%
2012 0.54% -2.77% 3.39% 3.96%
2013 16.04% 20.76% 9.29% 4.23%
2014 13.67% 17.54% 8.26% 3.06%
2015 7.69% 9.30% 5.21% 2.52%
2016 2.01% 1.14% 2.84% 2.00%
2017 11.56% 14.88% 7.05% 2.38%
2018 9.18% 12.06% 5.68% 2.02%
2019 5.81% 7.12% 4.30% 2.13%
2020 -0.22% -1.20% 0.66% 1.27%
2021 17.50% 25.64% 8.08% 0.60%
Average annual compound return over the 5 years to 30 June 2021 8.61% pa 11.57% pa 5.12% pa 1.68% pa
Average annual compound return over the 10 years to 30 June 2021 8.21% pa 10.19% pa 5.44% pa 2.41% pa

Past performance is not necessarily an indication of future performance. Particular care should be taken in reviewing short term returns.

Annual performance - Allocated pension section

The following table shows the effective rate of gross earnings (or the notional earning rates calculated by the Custodian) of each of the investment options (net of investment charges) each year since inception.

30 June Growth Equity Capital Stable Enhanced Cash
2002 -3.99% -8.279% 1.04%  
2003 -0.24% -4.64% 4.15%  
2004 13.09% 16.99% 5.55%  
2005 14.73% 16.85% 11.37%  
2006 16.81% 21.15% 8.78% 5.97%
2007 16.60% 20.40% 9.95% 6.29%
2008 -10.67% -16.28% -2.15% 5.53%
2009 -14.26% -22.99% -3.86% 4.10%
2010 9.92% 12.76% 9.98% 7.08%
2011 10.30% 11.88% 8.36% 7.16%
2012 0.10% -4.11% 3.78% 4.73%
2013 18.21% 23.51% 10.64% 4.97%
2014 14.97% 18.97% 9.25% 3.58%
2015 8.67% 10.36% 5.95% 3.02%
2016 2.25% 3.22% 3.29% 2.36%
2017 13.05% 16.61% 8.11% 2.81%
2018 10.20% 13.15% 6.47% 2.36%
2019 6.43% 7.76% 4.89% 2.50%
2020 -0.30% -1.38% 0.62% 1.50%
2021 19.73% 29.06% 9.15% 0.72%
Average annual compound return over the 5 years to 30 June 2021 9.62% pa 12.60% pa 5.80% pa 1.97% pa
Average annual compound return over the 10 years to 30 June 2021 9.12% pa 11.04% pa 6.17% pa 2.85% pa


Past performance is not necessarily an indication of future performance. Particular care should be taken in reviewing short term returns.

Annual performance - Transition to retirement pension section

The following table shows the effective rate of net earnings of each of the investment options (net of investment charges) each year since inception.*

*Up to 30 June 2017 Transition to Retirement (TTR) were invested in the same options as Allocated Pensions. Due to tax changes from 1 July 2017 the TTR investments are now separate TTR options whose returns match the Retained benefit section.
 

30 June Growth Equity Capital Stable Enhanced Cash
2005 14.73% 16.85% 11.37%  
2006 16.81% 21.15% 8.78% 5.97%
2007 16.60% 20.40% 9.95% 6.29%
2008 -10.67% -16.28% -2.15% 5.53%
2009 -14.26% -22.99% -3.86% 4.10%
2010 9.92% 12.76% 9.98% 7.08%
2011 10.30% 11.88% 8.36% 7.16%
2012 0.10% -4.11% 3.78% 4.73%
2013 18.21% 23.51% 10.64% 4.97%
2014 14.97% 18.97% 9.25% 3.58%
2015 8.67% 10.36% 5.95% 3.02%
2016 2.25% 1.22% 3.29% 2.36%
2017 13.05% 16.61% 8.11% 2.81%
2018 9.18% 12.06% 5.68% 2.02%
2019 5.81% 7.12% 4.30% 2.13%
2020 -0.22% -1.20% 0.66% 1.27%
2021 17.50% 25.64% 8.08% 0.60%
Average annual compound return over the 5 years to 30 June 2021 8.89% pa 11.91% pa 5.33% pa 1.76% pa
Average annual compound return over the 10 years to 30 June 2021 8.75% pa 10.69% pa 5.93% pa 2.74% pa


Past performance is not necessarily an indication of future performance. Particular care should be taken in reviewing short term returns.


This information has been prepared by Alcoa of Australia Retirement Plan Pty Ltd ABN 80 065 702 454 for general information only. The information does not take into account your personal objectives, financial situation or needs. Therefore, you should not act on this information if you have not considered the appropriateness of this information to your personal objectives, financial situation and needs. You should consult a licensed or appropriately authorised financial adviser before making any financial decision.

 

Alcoa of Australia Retirement Plan Pty Ltd ABN 80 065 702 454 RSE Licence L0002974, Australian Financial Services Licence #530684, as Trustee for Alcoa of Australia Retirement Plan ABN 80 928 800 255. This website is provided by Mercer Outsourcing (Australia) Pty Ltd (MOAPL) ABN 83 068 908 912, Australian Financial Services Licence # 411980. The Trustee pays a fee for the provision of this service, however this fee is not conditional on you using this service or acting on the information or advice provided through this service.