Welcome to Australian Retirement Trust

We’re one of Australia’s largest super funds and proud to take care of more than $280 billion in retirement savings for over 2.3 million Australians.

Find out more

Investment option changes

We're launching a new investment option menu on 1 July 2024. Please visit the Info hub to learn how this affects Accumulation and Income accounts.

Alcoa's super plan

Your employer has entrusted Australian Retirement Trust as the super fund for its employees for good reason.

Australian Retirement Trust is the super fund formed through the merger of Sunsuper and QSuper. As one of Australia’s largest super funds, over 2.3 million Australians trust us to take care of more than $260 billion in their retirement savings.

As a fund that works for members, not shareholders, we work in members’ best interests and are committed to returning profits to them as lower fees and better services. 

Educational videos and Troubleshooting guide

We've developed some short videos to help you get the most from your super.

Women often face unique challenges when it comes to growing their superannuation savings. This may result in less financial independence during retirement. This webinar discusses:

  • The challenges women face when it comes to growing their super
  • Understanding the role super plays in your retirement and how much is really enough?
  • How you can engage with and maximise your super
  • Simple tips and case studies to get your super on the right track
 

 

Welcome to the Alcoa Superannuation Plan with Australian Retirement Trust (ART).

 

 

 

 

Welcome to Australian Retirement Trust (ART).

 

 

 

 

Welcome to Australian Retirement Trust (ART).

 

 

 

 

Accumulation members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Defined Benefit, Pension, Retained, Spouse members or Casual Alcoa employees.

 Product update (Super Savings) for March 2024  
Our new investment option menu coming 1 July 2024, will apply to you if you currently have either a Super Savings Accumulation account or a Super Savings Income account.
Alcoa Superannuation Plan Transfer guide (SFT) - Accumulation members of Alcoa of Australia Retirement Plan [pdf, 1.4MB]
If you’re currently an Accumulation member of the Alcoa of Australia Retirement Plan and are employed by Alcoa, this Guide is for you.
Insurance Factsheet for current Accumulation members of Alcoa of Australia Retirement Plan [pdf, 113.6KB]
Alcoa Superannuation Plan Transfer guide - Existing Australian Retirement Trust members [pdf, 893.8KB]
This Transfer guide is for Alcoa employees who currently have their super paid to Australian Retirement Trust.
Super Savings – Corporate Product Disclosure Statement for Accumulation Account [pdf, 1.6MB]

A summary of the significant information you need about your Super Savings – Corporate account, including standard insurance and fees.

Super Savings – Corporate Insurance Guide [pdf, 472.1KB]
This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
Super Savings Accumulation Guide [pdf, 5.8MB]
Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
Super Savings Investment Guide [pdf, 2.2MB]
Details of the investment option available to you, and information on determining your investor needs.
Target Market Determinations [pdf, 25.1KB]
Target Market Determinations
This page provides information about Target Market Determinations. It describes the target markets for which Australian Retirement Trust products have been designed, taking into consideration their likely objectives, financial situation and needs.
Binding death benefit nomination [pdf, 290.6KB]
Use this form to make, change or cancel a binding death benefit nomination.
Change of insurance cover [pdf, 1.2MB]
Use this form to change your level of insurance within the standard cover provided OR to apply for Additional insurance.
Consolidate your super form [pdf, 210KB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 
Insurance variation form [pdf, 215.3KB]
Use this form to reduce or cancel your existing insurance cover.
Personal health summary [pdf, 1.2MB]
Use this form to increase your insurance cover if your cover has been restricted to the Automatic Acceptance Limit (AAL).
Transfer of insurance cover  [pdf, 262.3KB]
Use this form to transfer your current insurance cover to Australian Retirement Trust.
New starter flyer  [pdf, 412.2KB]
A quick look at the benefits of joining the Alcoa Corporate Superannuation Plan with Australian Retirement Trust.
Membership application [pdf, 1.6MB]
Use this form to to apply for membership and set up your account in full, including opting-in to insurance cover early (if eligible).
ATO Superannuation Standard Choice from  [pdf, 429.6KB]
The ATO’s standard choice form. Provide to your employer when electing or changing your choice of fund.

Defined Benefit members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Accumulation, Pension, Retained, Spouse members or Casual Alcoa employees.

 Product update (Super Savings) for March 2024  
Our new investment option menu coming 1 July 2024, will apply to you if you currently have either a Super Savings Accumulation account or a Super Savings Income account.
Alcoa Superannuation Plan Transfer guide (SFT) - Defined benefit members of Alcoa of Australia Retirement Plan [pdf, 1.3MB]
If you’re a defined benefit member of the Alcoa of Australia Retirement Plan, this Guide is for you.
Super Savings – Corporate PDS (Defined Benefit members) [pdf, 304.3KB]
A summary of the significant information you need about your Super Savings – Corporate account, including standard insurance and fees.
Defined Benefit Handbook [pdf, 399.8KB]
This handbook provides information to help you understand your Defined Benefit and your additional accumulation plan.
Super Savings – Corporate Insurance Guide [pdf, 472.1KB]
This guide details the standard and additional insurance available in your plan and the fees and costs that apply to your account.
Super Savings guide [pdf, 5.9MB]
Important information about how superannuation works (including Income accounts), and more details of the fees and costs that apply to your account.
Super Savings Investment guide [pdf, 2.2MB]
Details of the investment option available to you, and information on determining your investor needs.
Transfer of insurance cover  [pdf, 262.4KB]
Use this form to transfer your current insurance cover to Australian Retirement Trust.
Change of insurance cover [pdf, 1.2MB]
Use this form to change your level of insurance within the standard cover provided OR to apply for Additional insurance.
Insurance variation form [pdf, 227.1KB]
Use this form to reduce or cancel your existing insurance cover.
Contribution Change Request [pdf, 153.8KB]
Use this form to change your contribution details for your Defined Benefit account in the Alcoa Superannuation Plan.
Binding death benefit nomination [pdf, 290.6KB]
Use this form to make, change or cancel a binding death benefit nomination.
Consolidate your super form [pdf, 210KB]
Use this form to consolidate (rollover) your super from other accounts into your Australian Retirement Trust account. 

Pension members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Accumulation, Defined Benefit, Retained, Spouse members or Casual Alcoa employees.

 Product update (Super Savings) for March 2024  
Our new investment option menu coming 1 July 2024, will apply to you if you currently have either a Super Savings Accumulation account or a Super Savings Income account.
Transfer guide (SFT) - Pension and Transition to Retirement members of Alcoa of Australia Retirement Plan [pdf, 921.9KB]
If you currently have a Transition to Retirement account or an Allocated Pension account in the Alcoa of Australia Retirement Plan, this Guide is for you.
The PDS and Guides are available at australianretirementtrust.com.au/pds
The forms are available at australianretirementtrust.com.au/forms

Casual Alcoa employees, Former employees, and Spouse members

The information and documents contained on this site are unique to your Australian Retirement Trust plan.

However some links may take you to the Australian Retirement Trust public site which contains general information that may be relevant to you but does not take into consideration your plan-specific arrangements.

The documents listed here do not apply to Accumulation, Defined Benefit, or Pension members.

 Product update (Super Savings) for March 2024  
Our new investment option menu coming 1 July 2024, will apply to you if you currently have either a Super Savings Accumulation account or a Super Savings Income account.
The PDS and Guides are available at australianretirementtrust.com.au/pds
The forms are available at australianretirementtrust.com.au/forms

Choice members - Join the new plan!

Join the new Alcoa Superannuation Plan!

If you’re an Alcoa employee and you’re:

  • Not a current member of the Alcoa of Australia Retirement Plan, or
  • Not an existing Australian Retirement Trust Super Savings member
and you’d like to consider joining the new Alcoa Superannuation Plan from 1 April 2024, this information is for you.
Alcoa Superannuation Plan How to Join Flyer - Choice [pdf, 520.7KB]
This flyer is for Alcoa Employees who are not members of Alcoa of Australia Retirement Fund and would like to consider joining the new Alcoa Superannuation Plan.
Alcoa Superannuation Plan Transfer guide – Choice [pdf, 1.6MB]
This Transfer guide is for Alcoa Employees who are not members of Alcoa of Australia Retirement Fund and would like to consider joining the new Alcoa Superannuation Plan.

Focused on strong long-term returns

Our Super Savings Accumulation account - Balanced option delivered 10% in 2022-23, and 8.4% p.a. over the 10 years to 30 June 2023. We outperformed the industry median over 1, 3, 5, 7, 10, 15 and even 20 years.1

1. In 2022-23, our Super Savings Balanced option returned 10% for Accumulation accounts, 9.9% for the Lifecycle option's Balanced Pool, and 11.1% for Income accounts. Over 10 years, it returned 8.4% p.a. (Accumulation) and 9.3% (Income). The Australian Retirement Trust Super Savings Balanced option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, 30 June 2023. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
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